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Deposit Rates
Deposit Rates
Deposit account rates and annual percentage yield (APY) are available for the following products:
These rates are current as of 9/3/10 and may change without notice.
Contact a Customer Service Representative for further assistance.
Certificate of Deposits
Best in the Market CDs
(Personal and Business)
|
CD Term
|
Opening Deposit |
APY% |
| 13 Month |
$5,000 |
.95 |
| 39 Month |
$5,000 |
2.10 |
|
|
|
Standard CDs
(Personal and Business)
|
CD Term
|
Opening Deposit |
APY% |
| 3 Month |
$2,500 |
0.30 |
| 6 Month |
$2,500 |
0.50 |
| 1 Year |
$500 |
0.75 |
| 2 Year |
$500 |
1.30 |
| 3 Year |
$500 |
1.65 |
| 4 Year |
$500 |
1.87 |
| 5 Year |
$500 |
2.55 |
Checking Accounts
Oak Interest
(Personal)
|
Whole Balance Tiers
|
APY% |
| $1,000 - $9,999.99 |
0.10 |
| $10,000 - $24,999.99 |
0.10 |
| $25,000 or more |
0.15 |
Homeowners Advantage
(Personal)
|
Whole Balance Tiers
|
APY% |
| $1,000 - $9,999.99 |
0.10 |
| $10,000 - $24,999.99 |
0.10 |
| $25,000 or more |
0.15 |
Civic, Church & Charitable Accounts
(Non-Personal)
|
Whole Balance Tiers
|
APY% |
$0.01 - $449.99
|
0.00 |
$450 - $2,499.99
|
0.10 |
$2,500 - $99,999.99
|
0.25 |
$100,000 - $249,999.99
|
0.35
|
| $250,000 or more |
0.50 |
Municipalities & School
(Non-Personal)
|
Whole Balance Tiers
|
APY% |
| $0.01 - $24,999.99 |
0.20 |
$25,000 - $99,999.99
|
0.30
|
$100,000 - $249,999.99
|
0.50 |
$250,000 or more
|
0.75 |
Sole Proprietorship
(Business)
|
Whole Balance Tiers
|
APY% |
| $0.01 - $24,999.99 |
0.20 |
$25,000 - $99,999.99
|
0.30
|
$100,000 - $249,999.99
|
0.50 |
$250,000 or more
|
0.75 |
Money Market Accounts
Super Multiplier
(Personal and Business)
|
Whole Balance Tiers
|
APY% |
| $0.01 - $4,999.99 |
0.25 |
| $5,000 - $24,999.99 |
0.35 |
| $25,000 - $49,999.99 |
0.45 |
| $50,000 - $99,999.99 |
0.65 |
| $100,000 or more |
0.75 |
Savings Accounts
Ultimate Savings
(Personal and Business)
|
Whole Balance Tiers
|
APY% |
| $0.01 - $9,999.99 |
0.25 |
| $10,000 or more |
0.35 |
Statement Savings
(Personal and Business)
|
Whole Balance Tiers
|
APY% |
All balances
|
0.15 |
Holiday Savings
(Personal)
|
Whole Balance Tiers
|
APY% |
All balances
|
0.15 |
IRA Accounts
18 Month Variable Rate
|
Balance Requirement
|
APY% |
|
$100
|
0.88 |
*Any of the CD products listed above can also be classified
as an IRA if you wish. |
